The first-time mom struggling to make ends meet after having her first child has revealed how stripping helped her become a millionaire after setting up an OnlyFans account.

Karmen Karma, 30, and her husband Alex, from California, US, struggled to get by on a single salary after welcoming their daughter Vienna.

Despite her husband’s commitment to the Navy, Karmen frequently found herself on a tight budget and was forced to rely on the Women, Infants, and Children (WIC) program for assistance.

“I spent hours trying to figure everything out,” Karmen told Jam Press. “I had enough to pay the rent and bills, but I never had enough left to buy food.”

“We had enough to pay the bills and rent, but there was never enough left for food, so I would spend hours calculating everything,” Karmen recalled to Jam Press.

“We accounted for every penny. I had just enough to eat, but I needed nutritious food since I was breastfeeding.

“I always felt hungry.”

After struggling to pay the bills each month, Karmen brought up the idea of working in the sex industry again with her husband.

While working as an adult actress from 21 to 25, she said, she had grown weary of the business.

The world of porn has a dark side that not many people are aware of, and leaving that side of my life was a challenging experience.

“I decided to go with a company I had previously worked with because they offered me a great deal for a small amount of filming.

I couldn’t sleep the night before filming because I was so nervous about doing that work again.

“Every time I went to shoot a scene, I was depressed.”

Despite shooting an occasional scene to make ends meet, the mum admits it was almost a relief when the pandemic hit and the film industry closed. Still, again, she became concerned about the family’s finances.

Mum turns to OnlyFans after being prompted by Covid

Karmen then turned her attention to OnlyFans, which she felt more positive about because it could all be done from home.

“I worked online and made more money than I ever did in the sex industry,” the model said.

It’s not just about posting sexy content and interacting with my followers – that’s where I make most of my money.

“I can easily earn $160,000 a month ($210,000) by sexting with only one guy.”

Karmen also posts sexy snaps and chats online with her 41,300 followers on Instagram, where she now makes $2million (A$2.6million) a year.

Karmen had also welcomed another daughter five months ago, but she has not stopped working hard for her family.

“I already paid for both of my daughters’ college funds, and I have put money into their savings accounts,” she said.

My aim is to make sure my girls never have to worry about money.

My girls will respect the work I do and the decisions I make. I hope they will be open-minded about it.

If her daughters decided to go into adult entertainment as well, she said she would support them.